What are Home Equity Loans? In a home equity loan, the bank lends the homeowner money based on the amount of money the homeowner can put up as collateral. The more home equity someone has, the bigger the home equity loan. Homeowners are free to use it in any way they want. Banks suggest to …
The news today seems to be flooded with negative news stories. Fortunately, there are ways for people who want to help. Volunteering and making charitable donations are two common ways to enact positive change. However, not all charities are created equal. Well-meaning people might therefore wonder where they should invest their money to really get …
No one likes to think about passing away, but planning ahead and setting affairs in order can provide plenty of comfort, knowing that your assets will be handled the way you want when you’re gone. Generally, in order to organize who receives your belongings after you die, there needs to be some form of a …
Finding ways to cover medical costs for any family can be a difficult choice. One has to juggle finances, provider networks, and, oftentimes, faith. Fortunately, there are options available for Christians who want to pay their medical bills in a faith-positive manner, such as through Christian healthcare cost-sharing networks. What Is a Christian Healthcare Cost-Sharing …
Figuring out an optimal Medicare plan can be confusing and frustrating. Even when basic coverage is decided, navigating through supplementary and non-standard plans can be a difficult task. Medicare plans and coverage vary by state, some with more complicated offerings than others. Massachusetts, Minnesota, and Wisconsin are three states that offer non-standard plans with optional …
AARP®, short for The American Association of Retired Persons, is a nonprofit organization that was structured to assist the aging community in the United States. AARP begins approaching individuals once they turn 50 years of age. This membership-based organization adds value to peoples’ lives by making insurance more affordable and making other resources available to …
Medicare Advantage is a part of Medicare sometimes referred to as Medicare Part C. Medicare Parts A and B are known as Original Medicare. Medicare Advantage typically covers the same expenses as Original Medicare, except for hospice care, which falls under Part A. People opt in to Medicare Advantage Plans as they can offer additional …
Medicare can be a confusing health care system to navigate. Original Medicare (Medicare Part A and Part B) helps cover many, but not all, hospital, skilled nursing, hospice, and outpatient costs. If in good health or on a budget, it might be easy to wonder why one would consider getting a more comprehensive insurance plan. …
Medicare is a federally funded health insurance program. It provides senior citizens and chronically ill or disabled individuals peace of mind in knowing that many of their health care needs are met. Although it remains a valuable program for millions in the United States, there are holes in coverage that can create a financial overload. …
Original Medicare Original Medicare (Part A and Part B) offer a lot of coverage including health care services and some supplies, but they don’t cover everything. Medicare Supplement Insurance, also known as Medigap insurance, helps cover some of the additional expenses that an original Medicare policy may not. This additional coverage does not cancel or …
Banking is more convenient than ever thanks to the advent of online banking, voiding the need to ever visit a teller in person. Setting up a bank account in person involves waiting in long lines and spending your entire afternoon talking to bankers about your needs. However, it’s possible to set up and maintain a …
