Choosing the Right Auto Insurance Company

Auto insurance is necessary for a vehicle owner. The majority of drivers want the cheapest premiums for their vehicles. However, sometimes cheap is not the only indicator of a good insurance policy. The fullness of services provided is also something to keep in mind.

Understanding what to look for

An insurance company may be good at covering one class of vehicles and not others. For instance, some insurance companies started by underwriting farm vehicles and now still generally offer a better service than a company whose specialty is personal cars. Researching different companies to compare insurance quotes is a solid way to find the best available deals for a specific vehicle in mind.

Check company reputation

There’s plenty of great services offered in both large and small companies. Large companies have the advantage of being able to pay millions or even billions of dollars in claims. They also offer discounts and extensive coverage throughout the country. However, there are small companies that leverage on great and personalized customer experience, but may only have regional or state coverage. They also might not be able to afford great rates.

Compare quotes

Each company will give interested individuals a quote, which tells you what can be covered, the cost, and payment structure. After receiving a quote, it is advisable to review available discounts and deductibles from the same company. Also, don’t be afraid to ask a representative questions about specific policies, such as reduced mileage, type of car, safety measures on the car, driver profile change, etc. Remember that the cheapest deal is not necessarily the best, as this can correspond to less coverage. That is not to say, however, that modest rates cannot correspond to extensive coverage. Potential customers should look out for deals that give them the best value for their money.

Top-rated insurers with great deals

There are some large, stable insurance companies noted for their great customer service and competitive rates. One way to research a company is through online reviews and social media accounts. This can give prospective customers assurances that there are customers out there who have had a great experience working with a specific insurer. After identifying a company with strong customer satisfaction and reasonable quotes, other considerations to keep in mind include ease of payments and availability of agents.

Periodically review your policy

Once choosing the right car and insurer, it is advisable to review your policy annually to see if anything has changed (e.g., rates change, company leadership changes, strategy changes, or business position changes). Customers also need to stay on top of updating profile information. For example, buying a home, adding a spouse or dependent, having an accident, moving, or filing claims should all require updates to a policy.

Some trusted brands


The Government Employees Insurance Company, better known by the acronym GEICO, was founded in 1936. It is currently the second-largest automobile insurance company in the United States, although the company also provides other types of insurance, such as for homeowners. The company claims to have a 97% satisfaction rate among customers and offers free quotes online. They have plenty of discounts available for specific types of vehicles, those over 55, military members, federal employees, students, and members.


Another auto insurance giant in the United States, this company was founded in 1937. They also provide other types of insurance besides auto, offering home, pet, and life insurance policies, to name a few. Bundling property and auto insurance can earn people up to 5% extra savings on auto, according to the official site. They also offer discounts for multiple vehicles, safe drivers, homeowners, signing online, paperless good students, and more.

State Farm

Founded in 1922, this is the largest automobile insurance group in the United States, although this company also offers a wide range of other types of insurance and services. Plenty of discounts are available for their customers, including safe driver, safe vehicle, and loyal customer discounts.


Celeb Facts - Celebrity Cars You Can Afford

  1. John Taylor knows exotic and alluring. Duran Duran's music videos typically flashed tropical waters, steamy jungles, and scantily clad women across the screen. Taylor still has an eye for sexy lines evident in his Jaguar F-Type. He told Architectural Digest, I like so many things about my car... It's the styling, the shape, the bodywork. The F-type runs low as $61,400.
  2. Grammy-award winner Adele favors a small car so she can navigate the London streets. The little car also helps the singer keep an unpretentious profile. Adele shared with "Rolling Stone" her thoughts on fame, I think it's really toxic, and I think it's really easy to be dragged into it.
  3. Adrian Grenier's character on "Entourage" drives a Tesla Roadster. Instead of a luxury-grade Tesla, Grenier's car is a Toyota Prius. I like having a trunk to throw stuff in. If you want to be spontaneous - run to the beach or go to the park and play sports - you have a trunk full of stuff. The cheapest Prius model available starts at $19,560.
  4. Martial arts fighter Ronda Rousey says her dream car is the BMW X6 M costing $102,200. However, a previous car was the polar opposite: an affordable 2005 Honda Accord. Rousey lived in her Accord for a short period in her post-Olympic days. Last summer, her family sold the car and some personal effects in an eBay auction.
  5. Colin Farrell - the Irish-born actor, known for his colorful vocabulary and casual attitude, enjoys his 1996 full-size Ford Bronco. His SUV is about as uncomplicated as they come; sporting no noticeable upgrades, it appears to be its original color as well. Ford stopped making the Bronco in 1996 but has many other affordable SUVs.

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