Original Medicare (Part A and Part B) offer a lot of coverage including healthcare services and some supplies, but they don’t cover everything. Medicare Supplement Insurance, also known as Medigap insurance, helps cover some of the additional expenses that an original Medicare policy may not. This additional coverage does not cancel or alter your current …
Auto insurance is necessary for a vehicle owner. The majority of drivers want the cheapest premiums for their vehicles. However, sometimes cheap is not the only indicator of a good insurance policy. The fullness of services provided is also something to keep in mind. Understanding what to look for An insurance company may be good …
Many people skip purchasing renters insurance because it isn’t required and there aren’t any seemingly immediate consequences to not having it. But there are plenty of reasons why this type of insurance can come in handy. When someone else owns a property, they might carry insurance to cover costs in the case of damage to …
If you’ve been enrolled into Medicare Part A and Part B plans, there are several additional types of coverage that you can obtain. Most of this coverage is available through Medicare Supplement insurance (a.k.a. Medigap), which will allow you to cover some of the expenses that aren’t handled by standard Medicare. Unlike Medicare Part D …
Read moreMedicare Supplemental Coverage Open Enrollment 2019-2020
When planning a vacation, it’s important take the time to plot out every detail, from the hotel accommodations and airfare to the daily itinerary. The reason a vacation takes so much planning is because traveling with more spontaneity leaves too much to chance. Even with detailed plans, any number of things could go wrong. Fortunately, …
Figuring out an optimal Medicare plan can be confusing and frustrating. Even when basic coverage is decided, navigating through supplementary and non-standard plans can be a difficult task. Medicare plans and coverage vary by state, some with more complicated offerings than others. Massachusetts, Minnesota, and Wisconsin are three states that offer non-standard plans with optional …
AARP®, short for The American Association of Retired Persons, is a nonprofit organization that was structured to assist the aging community in the United States. AARP begins approaching individuals once they turn 50 years of age. This membership-based organization adds value to peoples’ lives by making insurance more affordable and making other resources available to …
Medicare Advantage is a part of Medicare sometimes referred to as Medicare Part C. Medicare Parts A and B are known as Original Medicare. Medicare Advantage typically covers the same expenses as Original Medicare, except for hospice care, which falls under Part A. People opt in to Medicare Advantage Plans as they can offer additional …
Read moreMedicare Advantage Plans: Coverage, Eligibility, and Other Considerations
Medicare can be a confusing health care system to navigate. Original Medicare (Medicare Part A and Part B) helps cover many, but not all, hospital, skilled nursing, hospice, and outpatient costs. If in good health or on a budget, it might be easy to wonder why one would consider getting a more comprehensive insurance plan. …
Read moreMedicare Prescription Drug Benefit (Part D): Benefits of Extra Medicare Coverage
Floods and water damage can occur naturally or due to man-made circumstances. In either case, it’s important to take certain steps to minimize the damage and health risks. When faced with emergency water and flood damage, there are some things it’s a good idea to do—and some things it’s best to avoid—in order to help …